Your hospital bill is not the final price.
We audit your bill for errors, benchmark fair prices, and negotiate the balance down. No savings, no fee.
Example only. Every bill is different and savings are not guaranteed. If we save you nothing, you owe no success fee.
Illustrative figures based on sample cases.
How it works
You spend five minutes. We spend weeks pressing the billing office so you never have to call them again.
Tell us about your bill
Answer a few questions and upload your bill. Five minutes, and you see your exact pricing tier before paying anything.
We audit every line
Our team requests the itemized bill, flags errors and overcharges, and benchmarks every code against fair-market rates.
We negotiate, you approve
We press the billing office to a settlement. You approve the final number, and our fee is a percentage of what you saved.
- Deposit of $499 received. Your case is in our review queue.Mar 3
- Itemized bill received from the hospital. Line-by-line audit under way.Mar 9
- We flagged duplicate and miscoded charges and opened negotiation with the billing office.Mar 18
- The billing office countered at $19,800. We pushed back with Medicare-rate benchmarks.Apr 6
- Resolved! Your bill was reduced from $28,000 to $11,500, a savings of $16,500.Apr 22
Watch your case move, step by step
Every request, dispute, and offer we make is logged to your case timeline. Log in any time and see exactly where things stand, without calling anyone.
- A live status from audit through settlement
- Plain-English updates written by your negotiator
- Your documents and running savings in one place
What we find inside large bills
Hospital billing is complex enough that errors are the norm, not the exception. These are the six we catch most often.
Duplicate charges
The same procedure billed twice on the same date. One of the most common errors on large bills.
Upcoding
A routine visit billed at the highest severity level, multiplying the price of the same care.
Unbundling
Services that should be billed as one package split into separate line items to inflate the total.
Quantity errors
Thirty units of a medication instead of three. Simple keystrokes that add thousands.
Missed financial assistance
Charity care policies the hospital was required to apply, and never mentioned to you.
Illegal surprise bills
Out-of-network charges the No Surprises Act says you should never have received.
Pricing that only wins when you do
Your tier is set by the size of your bill. The deposit starts the audit; the success fee applies only to verified savings.
A $10,000 bill cut to $6,000 means a $1,000 fee. You keep $3,000.
A $60,000 bill cut to $30,000 means a $3,000 fee. You keep $27,000.
On very large bills we cap the fee or negotiate it down further.
Bills under $5,000 are not accepted. Fee examples are illustrative; savings are never guaranteed.
People keep the money they earned
“ClearedBill found four duplicate charges and a coding error my insurer never caught. My $43,000 surgery bill settled at $19,800.”
“The NICU bill nearly broke us. They handled every call with the hospital and it ended at less than half.”
“I was uninsured and billed full sticker price. They settled it against the hospital's own published cash rates.”
“Insurance denied the claim twice. ClearedBill won the appeal, then negotiated the remaining balance anyway.”
“I paid the success fee happily. It was a slice of money I never expected to see again.”
Know your rights before you pay
Free, practical guides from our negotiators. Useful whether or not you ever hire us.
How to negotiate medical bills, step by step
Hospital prices are opening offers, not final numbers. The exact sequence professional negotiators use to cut a bill, including the scripts, the benchmarks, and the mistakes that cost people thousands.
How to read an itemized hospital bill
The summary bill hospitals mail you hides almost everything. Here is how to request the itemized version and what to look for line by line.
Charity care: the hospital discount nobody tells you about
Most nonprofit hospitals are legally required to offer free or discounted care based on income. Few patients are ever told they qualify.
Frequently asked questions
What kinds of bills do you take?+
Hospital, physician, surgical, ambulance, and lab or imaging bills of $5,000 or more. Insured, uninsured, or denied claims. We work bills that have not yet gone to collections; if yours has, submit it anyway and we will tell you honestly whether we can help.
Is the deposit refundable?+
The deposit covers our bill audit and case setup. If we review your case and determine we cannot help at all, we refund it. See our Terms for details.
How do you actually lower bills?+
Most large bills contain coding errors, duplicate charges, or prices far above fair-market benchmarks. We request the itemized bill, flag those issues, apply financial assistance policies where they should have applied, and negotiate a settlement with the billing office.
How long does it take?+
Most negotiations resolve in 30 to 90 days depending on the provider. You can follow every step from your dashboard.
Do you need my medical records?+
No. We work from billing records. You sign an authorization allowing us to discuss billing with your provider on your behalf.
What if you can't save me anything?+
Then you owe no success fee. You only pay a percentage of real, verified savings off what you were billed.
Something else on your mind? Contact us
The billing office has professionals. Now you do too.
Five minutes to submit your bill. We handle everything after that.
Start my case